Description: This report presents the results of a study of individual life insurance lapse experience in the United States conducted jointly by LIMRA International and the Society of Actuaries. The study presents lapse experience for whole life, term life, universal life, and variable universal life plans traced through 2002.

Description: This report presents the results of the most recent study of individual life insurance lapse experience in the United States. The observation period for the study is calendar years 2003 and 2004. The study is based on data provided by 43 individual life insurance writers and it presents lapse experience between 1902 and 2004.

Description: This report presents the results of the most recent study of individual life insurance lapse experience [calendar years 2004-2005]in the United States conducted jointly by LIMRA International and the Society of Actuaries.

Description: This report, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Annuities,’ and prepared by the Payout Annuity Mortality Study Working Group of the Individual Annuity Experience Committee of the SOA, is an experience study of individual payout annuities, covering calendar years 2000 through 2004. The intent of this study is to provide recent annuitant mortality experience which can be compared to the Annuity 2000 Mortality Table, and provide a basis for a possible revision to that table. The study includes immediate annuities, annuitizations, and life settlement options of life insurance and annuity death claims. The report includes two Excel workbooks.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues. In previous reports, mortality experience over a single anniversary year was studied. In this report, experience over four individual anniversary-to-anniversary study years is reported with the discussion focusing on trends during this period. This report is expected to appear in a future issue of the Society's TSA Reports. Consists of five pdf documents: a report and four containing tables.

Description: This report, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Annuities,’ was prepared by the SOA Task Force on Mortality Guarantees in Variable Products. This study of mortality on deferred variable annuities over the period 1991-1995 was designed to test the adequacy of the 1994 MGDB Valuation Mortality Table to cover presumed extra mortality on variable annuities [Vas] with Substantial Minimum Guaranteed Death Benefits [MGDBs] as compared with VAs with Minimal MGDBs. A parallel study of fixed annuity experience was carried out as a control. In addition to report includes a six page document of instructions to participating companies.

Description: Table of contents for The Actuary Magazine - December 2004

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues between 1990 and 1991 anniversaries. The report also combines experience between 1986 and 1991 anniversaries in order to provide a larger volume of data. This report is a revision of an earlier publication of the ‘Mortality under Standard Individually Underwritten Life Insurance Between 1990 and 1991 Anniversaries.’ This revision corrects previous mortality ratios for all 1986-91 and 1985-90 experience and 1990-91 smoker/nonsmoker experience. This report will appear in a future issue of the Society's TSA Reports. Consists of two pdf documents: report and tables.

Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of the survey conducted by the SOA Committee on Life Insurance Mortality and Underwriting Surveys - Preferred Underwriting Survey Subcommittee. This survey asked for preferred risk underwriting practices as of July 2002. This is the third such survey completed by the Society of Actuaries. The intent of this survey was to gather information on the many variations in preferred risk underwriting.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the Society of Actuaries’ Committee on Life Insurance Company Expenses [CLICE]. This report documents the results of the Committee’s sixth expense study—the 2006 SOA Individual Life and Annuity Expense Study. A Per Policy Index is used to facilitate the comparison of first year expenses [excluding commissions and premium taxes] among contributors. Similarly, a Per Policy Inforce Index is used to compare operating expenses [excluding commissions, termination expenses, premium taxes, and for annuities, annuity payout expenses].